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Past performance is not indicative of future returns. .

For many years, we have been working with investment advisors to make the best use of our money. The accuracy and consistency of their information have always been in question, but we never cared for it much till the time we started having choices. And now that software is now taking over the planet, we do have choices which are based on analytics and automation.

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These include:.

Betterment: Betterment is a robo-advisor that manages more than $2 billion in 93,000 accounts. To the management of the advantage, the company uses index funds and an automatic allocation program on the basis of an investors risk tolerance and time interval. It assists individuals to have better control on their prosperity and to grow it with the assistance of advanced technology.

Wealthfront: Wealthfront is the worlds biggest automated investment service with over $2.5 billion in client assets. It manages a diversified, continually rebalanced portfolio of index funds on the customers behalf at a really low price and in an extremely tax-efficient manner. It does not charge fees on the initial $10,000 and fees only 0.25percent annually on assets in excess of $10,000.

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Nowthey are raising the bar by lowering the minimum amount necessary to open an Wealthfront account to just $500. .

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Motif Investing: Motif Investing, a Silicon Valley-based company, is an online broker which permits investors to invest in stock and bond portfolios built around regular ideas and broad economic trends, and produce customized motifs. The company has site developed a unique financial product called motifs which works like cheap exchange-traded funds.

Until now, the company has raised $126.5 Million in six Rounds of funding. Investors include Foundation Capital, Goldman Sachs, Ignition Partners and Norwest Venture Partners. Board members include former SEC Chairman Arthur Levitt and former Wall Street Executive Sallie Krawcheck. .

FutureAdvisor: FutureAdvisor is looking to bring top-flight wealth management solutions to the middle course. Unlike other services that aim typically tech-savvy and wealthier customers, the typical FutureAdvisor client has approximately $100,000 to invest and contains multiple accounts with different institutions. In certain ways, FutureAdvisors service is very similar to other offerings on the market; it utilizes algorithms to optimize the portfolio for a potential client.

Should a client want FutureAdvisor to really execute an investment plan, the company can do that. .

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Personal Capital: The companys service combines free resources that collect and analyze all the investor's financial data with a financial advisor to help manage and expand his investments. The company has managed over $800 million invested by clients. The companys services are utilized by over 600,000 Americans to track $100 billion+ in accounts on the free software. .

Hedgeable: Founded in 2009, the company automates sophisticated investing for active professionals in less than five minutes with no minimum investment needed. It brings the wealth management solutions of this ultra-high value to the masses. It has developed several proprietary systems to provide services which were previously only available to this ultra-high net worth, like risk management, hedging, bitcoin investing, impact investing and personal equity.

Nutmeg: Specializing in investments, ISAs and pensions, the company supplies check my reference an online investment support thats intelligent, simple and fair. Until now, the company has obtained $37.3 million in two rounds of funding.

Wealth Horizon: A low-cost online service, Wealth Horizon offers investors investment information starting from no more than 12.50. The company is targeting savers that fall into the so called information gap(people that dont want to cover the high cost for a click to investigate financial advisers experience ).

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Swanest: Based out of London, Swanest is an online automated wealth manager using smart technology to build and manage custom-fit investment plans.   The company helps their clients to reach their future financial objectives.

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MoneyFarm: MoneyFarm, the only online financial adviser in Italy, supplies first-class investment advisory to both small savers through a scalable, UX-driven, enjoyable and easy-to-use system. The companys clients can build build their portfolio using MoneyFarms asset allocation recommendations, manage it through the years and execute all the transactions in a very simple and efficient manner. .

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